Home Insurance
You should know this before taking out home insurance
A home insurance is the guaranteed protection to various types of claims.
The purchase of a house is a great emotion, it is the dream that for years was in your mind and today it becomes a reality, an achievement reached with effort, work and dedication.
Taking the time to investigate how to protect it should be a primary task in parallel to the purchase or immediate to it. And it is advisable to secure not only the structure of the home itself, it is also necessary to shield belongings, furniture, appliances and everything that belongs to the home.
There are 3 key aspects that you should consider to hire the insurance that will protect your dream home.
- Total value of the home.
At this point it is important to know the value of the complete property (structure of the property and spaces around construction or use) plus the total interior value (equipment, appliances and furniture). With this information we estimate the insured amount for the complete protection of the home.
Make sure that the insurance you are looking for does not have limitations to those you want to protect, there are plans that for example do not insure jewelry or money.
- Inventory.
Make a detailed list of everything you want to insure including even the smallest object of value to you, attaching to it the total value of each object and the estimated protection value. This list will help you determine what type of protection is most convenient for your needs.
- Risk and security information.
In this aspect, you should inform yourself about the possible risks to which the property is exposed, such as location in an isolated area, wooded area, prone to earthquakes or other natural situations.
If the property is alone or inhabited, if it has a security system of alarms and/or cameras, armored doors, open access to public transit spaces, protection with bars or walls. These aspects could (in some cases) represent a decrease in the payment of the insurance company.
The more detailed information you have about your home and your protection needs, the more likely you will be able to make the best decision that will provide you with peace of mind and family and personal well-being.
Visit our services section and learn about the home insurance we have for you and your family.
Phone +1 (773) 671-4357
Mail. Tina.brokerffl@gmail.com
Family First Life & Global Financial Management
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